The e-mail here is just one type of the thousands of scam e-mail variants sent out each day by 419 scammers. If you've received an e-mail even remotely similar to the one on this page or if you have arrived at this page via an internet search resulting from an e-mail that you received, I can 100% guarantee that YOU HAVE RECEIVED A SCAM E-MAIL!

This is an internet scam! Do NOT send these scammers money for any reason. [ BEGIN SCAM E-MAIL ]   From:     Bello Guruma <samuel_dele@orange.nl> Reply-To:     belloguruma007@hotmail.com Subject:     ATM VISA CARD PAYMENT Date:     Sun, 14 Sep 2008 20:08:31 +0100 (15:08 EDT) OFFICE OF THE DIRECTOR OF OPERATION INTERNATIONAL CREDIT SETTLEMENT, CENTRAL BANK OF NIGERIA   ATTENTION HONORABLE BENEFICIARY   THIS IS TO OFFICIALLY INFORM YOU THAT WE HAVE VERIFIED YOUR CONTRACT/INHERITANCE FILE AND THUS CONFIRMED YOUR CLAIM TO BE AUTHENTIC AS THE BENEFICIARY TO THIS INHERITANCE FUND. THE DELAYS IN RECEIVED YOUR PAYMENT WAS AS A RESULT OF YOUR INABILITY TO FULFILL THE OBLIGATIONS GIVEN TO YOU IN RESPECT OF YOUR INHERITANCE PAYMENT.   SECONDLY WE HAVE BEEN INFORMED THAT YOU ARE STILL DEALING WITH SOME NONE OFFICIALS OF THIS BANK ALL IN YOUR ATTEMPT TO SECURE THE RELEASE OF YOUR FUND TO YOU. WE WISH TO ADVISE YOU THAT SUCH AN ILLEGAL ACT LIKE THIS HAVE TO STOP IF YOU WISHES TO RECEIVE YOUR PAYMENT HENCE WE HAVE DECIDED TO PAY YOUR FUND NOW. RIGHT NOW WE HAVE ARRANGED YOUR PAYMENT THROUGH OUR SWIFT CARD PAYMENT CENTER THIS IS THE LATEST INSTRUCTION FROM THE PRESIDENT OF THE FEDERAL REPUBLIC OF NIGERIA, PRESIDENT MUSA UMARU YAR' ADUA   THIS CARD CENTER WILL SEND YOU AN ATM VISA CARD WHICH YOU WILL USE TO WITHDRAW YOUR MONEY IN ANY ATM MACHINE IN ANY PART OF THE WORLD, BUT THE MAXIMUM IS TWENTY THOUSAND DOLLARS PER DAY, SO IF YOU WOULD LIKE TO RECIEVE YOUR FUND THIS WAY PLEASE LET US KNOW BY CONTACTING ME WITH THE FOLLOWING INFORMATION:   1. YOUR FULL NAME AND ADDRESS 2. PHONE AND FAX NUMBER 3. ADDRESS WERE YOU WANT THEM TO SEND THE ATM CARD TO (P.O BOX NOT ACCEPTABLE) 4. YOUR AGE AND CURRENT OCCUPATION 5. ATTACH  COPY OF YOUR IDENTIFICATION   THE ATM CARD PAYMENT CENTER HAS BEEN MANDATED TO ISSUE OUT $8,300,000.00 AS PART PAYMENT FOR THIS FISCAL YEAR 2008. ALSO FOR YOUR SECURITY YOU HAVE TO STOP ANY FURTHER COMMUNICATION WITH ANY OTHER PERSON(S) TO AVOID ANY HITCHES IN RECEIVING YOUR PAYMENT. NOTE THAT BECAUSE OF IMPOSTORS, WE HEREBY ISSUED YOU OUR CODE OF CONDUCT, WHICH IS (ATM-0123) SO YOU HAVE TO INDICATE THIS CODE WHEN REPLYING THIS MESSAGE USING IT AS YOUR SUBJECT.   REGARDS,   MR.GURUMA BELLO CENTRAL BANK OF NIGERIA ATM CARD PAYMENT NOTIFICATION   [ END SCAM E-MAIL ]

It's important to note that any real people or legitimate organizations mentioned in these scam e-mails have absolutely no connection with this scam! The scammers never use their real names. They frequently take on the identity of real people to help them convince you that they are genuine. Whatever these scammers tell you, DON'T believe a word of it!!!

This is just a small sampling of the many hundreds of advance fee fraud e-mails received each day here at 419 BAITER headquarters.

There are many different types of 419 scam (examples) but they all promise you something (fortune, job with salary/commision, low-interest loan, lottery prize, cheap gold dust/diamonds, work visa, etc.) in return for a small 'fee' or some kind of remittance. Of course, there is no fortune, no job, no loan, no prize to be had. It's just a ploy to get you to willingly send them money.

To see what this site is really all about, visit The Games section.

NOTE TO SPAMMERS: My scam e-mail filtering system is pretty good but it isn't perfect. Occasionally a regular spam e-mail may get mistakenly published as a 419 scam. This is inadvertent. If you are a spammer and you don't wish to have your spam e-mail published on this website, the solution is simple. Don't send me spam.